Loans
Our Loans
General Lending
Green Lending
Micro Lending
General Lending
Our general lending program is designed for entrepreneurs and businesses
looking to expand, invest in new opportunities, or strengthen their operations
with flexible financing options.
Green Lending
Our green financing solutions provide up to 100% financing for electric
vehicles & solar systems.
Micro Lending
Empowering small businesses and startups with accessible, low-barrier
funding to turn big ideas into reality and drive local economic development.
Loans by Geography
The Bank lends to businesses across the archipelago from Bimini to Mayaguana
Loans by Sector
The Bank has provided funds for multiple sectors of the Bahamian economy. Service, which is our widest sector represents everything from restaurants to schools.
Get in Touch
Learn more about how our team can provide your business with
the financial possibilities you deserve to thrive
Frequently Asked Questions
What makes my business eligible for a loan?
Loans are available for existing and start-up businesses with at least 60% Bahamian Ownership.
What is the Max Lending Amount?
Micro loans have a maximum of $15,000. General and Green Lending loans are based on Sector and Project Specifications, which can be discussed with our team when you apply.
What is the average interest rate?
Our interest rate ranges from 6.75% to 12%.
What is the Loan repayment term?
The loan repayment terms can be up to 20 years, and will be based on your business and sector specifications.
What are the equity requirements?
Our equity requirements are 10% cash or equity in any kind.
Can I pay the loan off early?
Yes, there are no penalties for early repayments.
Can Life Insurance be used as a form of Collateral?
No, Life Insurance is only to ensure that your debts will be looked after in the event of your untimely death.
